Debit card CARD PLUS

		CARD PLUS - free debit card for profitable purchases and savings! Get cashback 1,5% for your purchases and interest rate on the balance! 5% cashback for Tires and car services in November, 2024*
		Apply online

	5% for Tires and car services in November, 2024			7% p.a. is the interest rate on the current account with balance above 10 000 rubles incl. for November, 20242; this rate is set and announced monthly, the rate on the current account with balance above 10 000 rubles incl. for the period after 30.11.2024 is 0,01% p.a. (if the Bank doesn't announce the rate for accrual of interest for the use of funds in the amount exceeding 0.01% p.a.); 0% p.a. on the balance below 10 000 rubles
	while paying by CARD PLUS at shops and online1
	for purchases from partner stores		No annual fee3
	Free withdrawals up to 15 000 RUB during a calendar month in any ATM of other banks4		Detailed information on the website of the Mir Payment System
Maximum sum of one transfer via Fast Payment System during a day is 1 000 000 rubles. Limit on transfer operations via Fast Payment System during a month is 4 650 000 rubles 5.

* Cashback payment in the specified amount is carried out for Transactions made from 01.11.2024 to 30.11.2024 in the categories of merchants: Tires and car services (MCС code 5533, 5511, 7538, 7531, 7542, 5532, 5521, 7534, 5231, 5251, 5261, 5713, 5714, 5718, 5719, 5996, 7217, 7342, 7623, 7641, 7692, 7699) subject to the completion of Transactions on Card in the Reporting period (from 01.11.2024 to 30.11.2024).

CARD PLUS is a universal payment card with a number of advantageous benefits that significantly distinguish it among other cards. It is a great tool to receive additional income and bonuses while daily settlement operations.

The maximum amount of the Cash Bonus payable to the Program Participant at the end of each Period of the Program can't exceed 4,000.00 (Four thousand) rubles.

Calculate your income

Funds placed on the current account of the card insured by state Deposit Insurance Agency.

1. The list of categories of merchants and the amount of the cash back are set by the Rules of the program " Cash back for purchases on MasterCard World and Mir Advanced" for individuals – holders of debit cards, issued by "Credit Europe Bank Ltd.", published on the official website www.crediteurope.ru and may be changed by the Bank unilaterally. The maximum amount of the Cash Bonus payable to the Program Participant at the end of each Period of the Program can't exceed 4,000.00 (Four thousand) rubles.

2. The interest rate is valid on 01.11.2024. Annual interest rate equals to the basic level of deposit profitability, defined by Central Bank of Russia for the relevant month for on-demand accounts, within which the contract date or the end date of the previous interest period falls, minus 10 percentage points. Interest period equals to 30 calendar days and is counted from the date following the date of contract date. Interest calculation is assessed daily on the actual balance of funds in rubles (from RUB10 000 inclusive) on the current account of the customer. If the amount of funds on the account is less than RUB10,000, the interest rate is zero. Interest is paid on the end date of each interest period. If the date falls on weekends or holidays, the payment of interest is postponed to the next working day. Next interest period is calculated from the day following the day of interest payment. Minimal interest rate calculated according to Informational letter of Bank of Russia dd. 23.01.2019 N ИН-06-59/3, equals to 7.229% p.a. in November, 2024.--> Indicated interest is set for the period starting 01.11.2024 ending 30.11.2024 and is applicable 1) for the first Interest period for cards issued during specified period 2) for the next Interest period for cards issued/reissued prior to 01.11.2024.

Minimal interest rate calculated according to Informational letter of Bank of Russia dd. 23.01.2019 N ИН-06-59/3, for the rate set for the period starting 01.11.2024 ending 30.11.2024 equals to 7.229% p.a. in November, 2024.

For the period after 30.11.2024, the rate is set at 0.01% per annum. If the Bank announces a rate for accruing interest at the level, exceeding 0.01% per annum during the specified period, then during the period announced by the Bank, the rate stipulated by the announced Tariffs will be applied. Information is posted on www.crediteurope.ru.

Minimal interest rate calculated according to Informational letter of Bank of Russia dd. 23.01.2019 N ИН-06-59/3, for cases when rate is set at the level 0.01% p.a. equals to 0.01% p.a.

Interest rate is defined for the interest period that equals to 30 (thirty) days. First Interest period is counted from the date following the date of conclusion of Agreement date till the end of period, second and next Interests periods are counted from the date following the end date of previous interest period.

Last Interest period is counted from the date following end date of the previous Interest period and ends at the day of Agreement termination.
If the date falls on weekends or holidays, the payment of interest is postponed to the next working day.

The interest rate for the first Interest period is determined on the date of conclusion of the Agreement, and for the second and subsequent Interest periods - on the end date of the previous interest period, and is valid throughout the entire Interest period.

Interest is calculated daily on the actual balance of funds in rubles (from 10,000 rubles inclusive) on the current account of the client to whom the card was issued.
Interest is paid on the end date of each interest period.

Termination of the Agreement is the basis for the Bank to stop accruing interest on the balance of funds on the Card Account.

3. Annual fee: not charged (tariff applies from 10.11.2023).

4. Free withdrawals up to 15 000 RUB during a calendar month in any ATM of other banks. For amount more than RUB15000 during a calendar month fee is 1% (min 100RUB). In Credit Europe Bank ATMs no fee.

5. As of 01.11.2024, “Credit Europe Bank (Russia)” Ltd. does not charge a commission for incoming and outgoing Fast Payments System (SBP) payments, regardless of the amount of transfers during the month, while the following restrictions are established for outgoing SBP transfers: maximum amount for one transfer is 1б000,000 rubles, the maximum amount of transfers during the day is 1,000,000 rubles. The limit on transactions for transfers through SBP per month is 4,650,000 rubles. Other banks participating in the SBP may charge a commission when transferring funds by an individual to an individual through the SBP. Check the availability and amount of commission for making transfers with the bank from which the transfer is made. Funds under SBP Transfers, for which the Client acts as a SBP Recipient, are credited to the SBP Main Account, which is: Current Account - for the Client who has only one Current Account opened with the Bank or the Current Account - selected by the client as the main one for receiving funds funds by phone number via SBP.